Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), runs this website. Its purpose is to deliver general information about life insurance coverage and deliver a tool for getting carrier price quotes based on your details.

Rates are estimates only. What you see comes from carriers for the tier you selected and is for reference only. These are not insurance offers, guarantees of a price, or eligibility pledges. The carrier sets the final cost, tier, and approval based on its underwriting; the final policy documentation holds authority.

No policy is issued here. Submitting quotes, applying, or messaging does not activate insurance. A policy starts only when a carrier issues it and you approve and pay for it.

Product selection. Carrier availability and offerings differ by state and individual profile and can shift. California is the state shown.

General information only. Articles on this site are overviews and do not replace professional legal, tax, or financial counsel. Verify anything that affects you with a trained professional.

Third-party application. The apply page loads a separate application managed by another party under its own terms.